Following the Opay Credit Me loan 2021 this article will put you through on How To Access Opay Loan & How To Repay Opay Credit Me
What you need to know about OPay Loan
Opay Credit Me loan is an instant overdraft solution that is made available to any OPay user for the sole purpose of completing open transactions when the original OPay wallet is underfunded. This service is operated by Blue Ridge Microfinance Bank Limited.
Sometimes, the money in our OPay wallets is not enough to complete online purchases and bills, creating situations that can lead to embarrassment, but with Opay Credit Me loan your’e good to go.
All you need to do is log into the OPay app and use the CreditMe option. Below are all the details you need to know about OPay CreditMe.
Features of OPay Credit Me Loan
The CreditMe credit period is up to 19 days
- No service costs
- No collateral required
- No paperwork
- No guarantor needed
- CreditMe loan is interest-free (you do not pay interest on the amount paid)
- The maximum amount is N 100,000
- The Opay Credit Me loan works for bills, airtime purchases, and so on.
How To Use OPay CreditMe ?
How do I use Opay credit me ? CreditMe makes it easy for OPay users to make payments for their cable TV subscriptions, electricity payments, etc., even if they don’t have the money in their wallets.
Many OPay users basically just do their basic OPay app transactions without exploring this CreditMe option, even if they are short on cash.
Below is the step-by-step procedure to access the OPay Credit Me loan with ease.
- Select the bills you want to pay
- Enter the amount and your unique ID
- Select CreditMe as the payment method (you will see your maximum available quota)
- Agree to the CreditMe service contract
- Pay with CreditMe
How to Repay Opay CreditMe Loan
Many users have already figured out how to apply for CreditMe loans from OPay but haven’t figured out how to repay those loans.
It is important to note that if you do not repay the loan within the specified 7-day period, your access to additional OPay CreditMe loans will be automatically blocked.
Below is a step-by-step guide to making CreditMe loan repayments easy, interest-free.
- Open your OPay app
- Click on CreditMe
- Select the “Refund” option
- Submit
