How much Does GTB Charge for Dollar Card? |Golden News

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Why You Should Get A GTBank Dollar Card

The GTBank dollar card offers convenient features for users:

1. Global ATM Access:

Enjoy 24-hour access to funds at approximately 2.1 million MasterCard ATMs worldwide.

2. Versatile Payment:

Use the card to pay for goods and services at 34 million merchant locations globally, including hotels and supermarkets.

3. Affordable Minimum Requirement:

Obtain the GTBank dollar card with a minimum of N1,000, making it accessible to a broad user base.

4. Secure Transactions:

Ensure safety with Chip and PIN technology, providing protection against unauthorized transactions.

5. Extended Validity:

Benefit from a 3-year card validity period, offering lasting convenience for your transactions.

6. How much Does GTB Charge for Dollar Card?

An issuance fee of N1,000 (or it’s equivalent in dollars). Annual Maintenance fee of $10 (or it’s equivalent in dollars).

How many Days does it Take to Get GTB Dollar Card?

Getting a GTBank Dollar MasterCard is a quick and straightforward process. Simply visit your nearest GTBank branch, ask for a new or replacement debit card, and leave with the newly issued card in your hand instantly.

Whether you require a debit card for daily transactions or need a replacement, you can obtain a GTBank Dollar MasterCard promptly at any GTBank branch nationwide. Visit the closest GTBank branch, request your new or replacement debit card, and leave with the newly issued card instantly in hand.

Benefits:

Speed and Convenience: Receive your personalized debit card instantly at specific GTBank branches nationwide, eliminating the need to wait for 3–5 business days.
The four-year validity period for your newly issued instant card begins on the day of collection.
Enhanced Security: Rest assured of enhanced security, as your new GTBank Dollar MasterCard adheres to all essential security standards.

You can now get instant cards at any GTBank branch nationwide, and you also have the option to self-print one using the self-service kiosk provided at the listed branches.

How can I Get my GTBank Card Number?

I can’t give out personal details or access specific card numbers. But if you’re a GTBank customer, here are the general steps to get your card number:

1. Contact GTBank customer service:

Get in touch with GTBank’s customer service through their official helpline or by visiting a local branch. Provide necessary information to confirm your identity as the account holder.

2. Request card information:

Once your identity is verified, let the customer service representative know that you need your card number. They will assist you in the process of retrieving it.

3. Follow authentication procedures:

GTBank may have specific steps to authenticate your identity before sharing sensitive information like a card number. Be prepared to answer security questions or provide other forms of identification.

Remember, never disclose your card number or any personal details online or to unauthorized persons. Depend solely on official channels and implement essential measures to safeguard your financial information.

How to Get GTBank Dollar MasterCard in Nigeria – Requirements

To obtain a Dollar debit card from GTBank, you first need a domiciliary account to receive funds in foreign currencies. Follow these steps:

Open a domiciliary account.
Visit your nearest GTBank branch and approach the Accounts/Customer Service unit.
Request a Dollar Card and fill out the provided GTBank Dollar MasterCard form.
Ensure you have a minimum of $50 in your domiciliary account to proceed.
Submit the filled form and wait for three working days.
You’ll receive an SMS notification to pick up your GTBank Dollar MasterCard from the bank.

How to Activate GTBank Dollar Debit MasterCard

Upon receiving the new Dollar MasterCard, you’ll be provided with a PIN paper and an envelope containing activation instructions, similar to the process for a Naira debit card. Follow these steps:

Call GTConnect immediately to activate the card; a toll-free landline may be available inside the bank.
A GTBank representative will guide you through a verification process by asking personal information to confirm your account ownership.
After verification, you’ll be instructed to use one of the ATMs in the bank to change your PIN.
Once you’ve changed the PIN, your Dollar MasterCard is activated and ready for use globally, both in-person and online.

GTBank Dollar MasterCard Transaction Limits and Charges

The GTBank Dollar MasterCard offers convenient features with specific terms:

ATM Withdrawal: You can withdraw up to $1000 or the equivalent in the local currency for each transaction.
ATM Withdrawal Fee: A fee of $3.50 is applicable for each ATM withdrawal.
Online/POS Transactions: There is no limit on spending for online or Point of Sale (POS) transactions.
Annual Card Maintenance Fee: A $20 annual fee is charged for card maintenance.

To use the card for online or general transactions, you need to transfer funds to the card through the Mobile banking app or Internet banking platform. Subsequently, any online transaction will be deducted in dollars.

Disadvantages of a Dollar Debit Card

1. Facing Dollar Scarcity:

As a result of the limited availability of dollars in the country, you might have to explore the parallel market to obtain dollars for funding your domiciliary account. However, this often comes with a higher exchange rate.

2. Account Maintenance Fee:

An annual fee is required for maintaining your domiciliary account.

3. Card Maintenance Fee:

Your bank will also impose an annual fee for the maintenance of your card.

4. Withdrawal Fee on Domiciliary Account:

Whenever you withdraw cash from your domiciliary account over the counter, your bank will charge you a withdrawal fee.

Summary

We are offering you a guide on obtaining a GTBank Dollar MasterCard through their app, offering global access and versatile payment options. The issuance fee is N1,000, and the annual maintenance fee is $10. To get your card number, contact GTBank customer service, verify your identity, and prioritize official channels. Transaction limits include a $1000 ATM withdrawal, $3.50 fee, unlimited online/POS spending, and a $20 annual maintenance fee. Be aware of potential challenges like dollar scarcity and account maintenance fees.