How to Register for Conditional Cash Transfer in Nigeria (2025 Updated Guide)
With millions of Nigerians living below the poverty line, the Federal Government has rolled out various intervention programs to reduce hardship and promote financial inclusion. One of the most impactful of these is the Conditional Cash Transfer (CCT) program, designed to support poor and vulnerable households across the country.
Yet, many eligible Nigerians are unaware of how to register or benefit from the scheme. This guide is here to fix that.
In this step-by-step guide, you’ll learn how to register for the Conditional Cash Transfer in Nigeria in 2025, the eligibility criteria, how to use the 969# code, and how to access the FG ₦25,000 cash transfer portal. Let’s dive in.
What is Conditional Cash Transfer (CCT) in Nigeria?
The Conditional Cash Transfer (CCT) is a Federal Government initiative aimed at reducing poverty by providing direct cash payments to poor and vulnerable households, empowering them to meet basic needs and invest in health, education, and livelihoods.
This program is implemented by the National Cash Transfer Office (NCTO) under the supervision of the Federal Ministry of Humanitarian Affairs and Poverty Alleviation.
Step-by-Step: How to Register for Conditional Cash Transfer in Nigeria (2025)
Step 1: Community Mobilization and Stakeholder Sensitization
The registration process begins with community mobilization:
Community leaders are sensitized on the goals of the CCT program.
They help identify poor and vulnerable households through the Community-Based Targeting (CBT) method.
The National Social Register (NSR) is then updated based on verified data.
This process ensures transparency and local ownership of the program.
Step 2: Beneficiary Orientation
Once households are shortlisted:
Beneficiaries attend an orientation program explaining the CCT’s goals, benefits, and responsibilities.
They are informed about the Grievance Redress Mechanism in case of issues.
Each household chooses a Primary Caregiver (usually a woman) and an Alternate Caregiver to receive and manage the funds.
Step 3: Data Collection and ID Card Creation
After orientation:
Caregiver details are collected electronically via a secure mobile app.
Beneficiaries are issued Program Identity Cards used during cash disbursement.
Data is securely uploaded to the National Beneficiary Database.
Who Is Eligible for CCT in Nigeria?
To qualify for the Conditional Cash Transfer in Nigeria:
You must be listed in the National Social Register (NSR).
You must belong to a poor or vulnerable household identified through the CBT process.
You must participate in the orientation and ID creation process.
You can check if you’re listed by visiting your Local Government Council Office or reaching out to the NCTO.
How to Apply for Federal Government Conditional Cash Transfer Online
Currently, you cannot apply directly online for the CCT program. The process is community-driven and data-based, using information from the National Social Register (NSR). However, online portals like the Tinubu Palliative Portal are open during active phases of mass registration.
*About the 969# Conditional Cash Transfer Code
The 969# USSD code is designed to:
Help beneficiaries check their payment status.
Report delays or issues with disbursements.
Receive real-time updates on upcoming payments.
To use it:
Dial *969# on your mobile phone.
Follow the instructions to access your beneficiary information.
FG ₦25,000 Cash Transfer Portal – Tinubu Palliative Scheme
In response to fuel subsidy removal and inflation, the Federal Government launched a special ₦25,000 cash transfer for 15 million households, also known as the Tinubu Palliative Program.
Key Details:
₦25,000 monthly for 3 months (totaling ₦75,000 per household).
Registration began on November 7, 2023.
Managed via the Tinubu Palliative Registration Portal.
Targets households already in the NSR database.
FG ₦25,000 Portal Requirements:
To apply, you may be asked to provide the following:
Full Name
Phone Number
BVN (Optional)
Bank Name & Account Number (Optional)
Date of Birth
Gender
Marital Status
State & Local Government Area
Names of your 2 Children or your Brother (for household verification)
Note: Even if you don’t have a bank account, the government will create a wallet account to facilitate payments.
How to Access the FG ₦25,000 Tinubu Palliative Portal
While access to the portal may be limited to government agents during mass registration periods, keep these tips in mind:
Stay updated via ncto.gov.ng or credible news outlets.
Contact your Local Government Office to know if your area is conducting registrations.
*Use the 969# USSD code to check your inclusion status.
Why You Should Register for the CCT Program
Here are some reasons to consider:
Provides economic relief for low-income families.
Enables parents to invest in child’s education and nutrition.
Boosts local economies through increased household spending.
Helps women caregivers gain control over household finances.
Supports national development goals on poverty reduction.
Contact the National Cash Transfer Office (NCTO)
If you need help or want to confirm your eligibility, reach out to the NCTO:
Phone: +234 813 8021 083
Email: info@ncto.gov.ng
Website: ncto.gov.ng
Or visit your local LGA office for specific information on how the program is being run in your area.
Conclusion: Don’t Miss Out on Your Rightful Support
The Conditional Cash Transfer program is more than just cash — it’s about giving poor households a chance to rise above hardship and rebuild. With over 15 million households already benefiting, this program is a major lifeline.
If you or someone you know qualifies, don’t wait. Stay informed, register early through your local authorities, and take full advantage of this initiative.
FAQs – Conditional Cash Transfer in Nigeria (2025)
1. Can I apply for Conditional Cash Transfer online?
No. Registration is done through community-targeted outreach, not individual online applications.
*2. What is the 969# code used for?
It helps you check your payment status and report issues with the CCT program.
3. Is the ₦25,000 cash transfer still ongoing?
Yes, as of early 2025, the program is still active, but deadlines may vary by state. Check with your local LGA office.
4. Can I register without a BVN or bank account?
Yes. A wallet account will be created for you if needed.
