Kuda, a comprehensive app-based digital bank, strives to be the preferred banking option not only for individuals residing on the African continent but also for the African diaspora globally. Our commitment extends beyond geographical boundaries, offering a banking experience devoid of exorbitant fees and excelling in assisting customers with budgeting, smart spending, and increased savings.
Having secured the largest seed round in Africa and successfully concluding a Series A funding round in February 2021, led by renowned venture capital investors, Kuda has rapidly emerged as the premier ‘Neobank’ for Africans. Headquartered in London, with additional offices in Lagos and Cape Town, and plans for expansion across Africa in 2021, Kuda is positioned as a transformative force in reshaping access to financial products and services.
To catalyze our growth and contribute to bringing meaningful change to financial accessibility across Africa, we actively seek dynamic, talented, and passionate individuals who resonate with our mission. If you find this an inspiring opportunity to invest your time, we encourage you to reach out to us.
We are currently recruiting for the following positions:
1.) Motion Designer
Location: Lagos (Hybrid)
Employment Type: Full-time
Role Overview
- We’re looking for an excellent Motion Designer with experience in creating and delivering motion graphics for various media and marketing campaigns.
Responsibilities
- Creating and delivering motion graphics for various media and marketing campaigns.
- Editing video footage and adding effects/elements to enhance motion graphics
- Staying up to date on the latest motion design techniques
- Creating 2D and 3D animations for various projects and campaigns.
Requirements
- Excellent understanding of layout, typography, animation, and the skills to combine them.
- High level of proficiency with Adobe Creative Suite, Cinema 4D and Figma.
- You are organised and can prioritise effectively.
- You have excellent communication skills and can clearly articulate your ideas.
- You are a strong team player who can collaborate effectively with different stakeholders.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should:
2.) Head of Credit Risk
Location: Lagos (Hybrid)
Employment Type: Full-time
Role Overview
- Join us at Kuda in this pivotal role and be the driving force in shaping and optimizing our Credit Risk strategies!
- We are currently searching for a dynamic Head of Credit Risk to lead the Credit Risk team, spearhead the implementation and execute Kuda’s Credit Risk policies.
- You’ll have the opportunity to drive streamlined collection practices and actively contribute to the development of relevant policies and protocols.
- In addition, you’ll get to ensure precise reporting and strict adherence to Credit product practices within Nigeria.
Responsibilities
- Lead the Credit Risk team, end-to-end strategy roadmap and execution
- Ensure proactive advocacy and steadfast adherence to Credit policies
- Design Credit policies tailored to the unique dynamics of Kuda MFB in Nigeria
- Build and operate the underwriting function for both consumer and business credit
- Managing a team of underwriters, providing guidance, training, and feedback to ensure consistency and adherence to established underwriting standards
- Spearhead active and compliant collection practices, demonstrating a commitment to regulatory standards and guidelines
- Lead the strategic implementation of Credit initiatives within the Nigerian market, aligning efforts with organizational objectives
- Establish, build and actively manage various relationships with external partners.
Requirements
- B.Sc in Accounting, Economics, Banking, Finance and Commerce (or relevant fields)
- 10+ years of experience, with at least 4 years in a leadership position specifically within Credit Risk Management
- Extensive background in financial services or Fintech, underscoring a deep understanding of the industry’s nuances and dynamics
- Solid understanding of Credit regulation within the Nigeria banking industry
- In-depth hands-on expertise in the administration of Credit Risk policies, the Credit underwriting process, Credit Risk scoring methodologies, and precise calculation of unit costs for risk products.
Why join Kuda?
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:
- Pension
- Competitive annual leave plus bank holidays
- Group life insurance
- Health insurance
- L&D training
- We are advocates of work-life balance and offer a 3-day-per-week remote working option.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should:
3.) Copywriter
Location: Lagos (Hybrid)
Employment Type: Full-time
Role Overview
- We are looking for a creative Copywriter to write clear and concise copy for ads, publications and websites.
- Your words will inform and engage target audiences. Our ideal candidate is a team-spirited, skilled and imaginative writer with an eye for detail.
- If you can grasp project requirements quickly and offer valuable insight, we’d like to meet you.
Responsibilities
- Write clear, attractive copy with a distinct voice
- Interpret copywriting briefs to understand project requirements
- Collaborate with designers, PR and other professionals on large- and small-scale marketing projects (e.g. email campaigns and landing pages)
- Conduct high-quality research and interviews
- Edit and proofread copy as needed
- Use SEO principles to maximize copy’s reach.
Requirements
- 5 years experience as a copywriter or related role
- Knowledge of online content strategy and creation
- Excellent writing, editing and proofreading skills
- Experience with SEO
- Strong research skills
- Collaborative spirit
- Excellent time-management and organizational skills.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should:
4.) Head of Internal Audit
Location: Lagos (Hybrid)
Employment Type: Full-time
Role Overview
- This role is tasked with the responsibility of providing independent and objective assurance to the Board on the adequacy and effectiveness of the internal control system.
- This role has the responsibility for developing, implementing, monitoring, and reviewing the effectiveness of Kuda’s governance, risk management and internal control systems with a view to ensure organisational objectives are met.
- Successful candidate’s is expected to transform the Internal Audit function to be compliant with Institute of Internal Auditors standards and best practice.
Responsibilities
- Develop a comprehensive internal audit program for the Company. Perform risk based financial, operational, and compliance audits in accordance with the approved Audit plan and ensure implementation of efficient processes for documenting and implementing all audit-related initiatives, activities, and recommendations.
- Present Internal Audit reports to the Board Audit Committee during quarterly meetings for review and approval.
- Review the Company’s practices and records for compliance with established internal policies and procedures and develop recommendations for improving internal controls, operating efficiency, control environment and the adequacy of company records and record-keeping.
- Coordinate Forensic audits and Revenue assurance and Quality assurance programme to ensure all earnable revenues of the Company are properly accounted for and to ensure all revenue leakages are blocked.
- Perform special audits on an ad-hoc basis as required by regulators, unit heads, Management, or Audit Committee.
- Establish and continuously improve a consistent operating framework for the identification, management, monitoring and reporting of enterprise wide risks and issues.
- Develop value-for-money advice and guidance to business units and management on all compliance issues.
- Evaluate new laws and regulations and stay abreast of all legislative and regulatory developments both locally and globally that might have an impact on the Company.
- Liaise with all related units on risk related issues, as well as non-compliance with internal policies, legislation, rules, and regulations.
- Serve as liaison for all external audit and regulatory agencies.
- Establishes appropriate control frameworks to maintain accuracy, integrity, and reliability of financial records to prevent misstatements and frauds and safeguard the Bank’s assets.
- Determines adequacy of controls over specific activities as well as ensure that adequate controls are put in place to mitigate risks in the Bank’s processes.
- Conduct and direct internal audit and ongoing reviews of Kuda’s control, operating procedures and compliance with policies and regulations.
- Continuously seek self-professional development to sharpen skills and capabilities in a versatile and evolving digital landscape, the Financial industry and globally.
- Coaches, supervises, and directs the activities of direct reports and provide appropriate guidance in the execution of the unit’s agreed work plans and programmes.
- Conduct periodic performance appraisal sessions with direct reports in line with stipulated career and performance management policies and procedures.
- Any other duty as assigned by management.
Requirements
- B.Sc. Degree in any field
- Member of a recognized Risk/Accounting related professional body (e.g. ICAN/ ACCA/CFE/CIA/CISA etc.)
- Minimum of 10 years’ experience with at least 4 years in leadership position in Internal Control/Audit function
- Demonstrate strong knowledge of risk identification, assessment, and management frameworks.
- Strong knowledge of control frameworks (such as COSO framework and Basel Corporate Governance Principles) and the ability to design and evaluate effectiveness of controls embedded within business processes.
- Strong knowledge of accounting and internal control principles, operational risk evaluation and governance frameworks in financial institutions.
- Thorough knowledge of relevant legislation and regulatory requirements as well as the ability to translate these into appropriate policies and procedures.
- Detailed knowledge of principles of banking processes, procedures, and policy
- Thorough knowledge of operational routine in banks.
- Detailed understanding of risk, credit analysis and principles of lending and credit operations.
- Strong analytical and problem-solving skills and the ability to use these skills practically in developing workflows, capacity planning, business process design implementation and optimization.
- Ability to manage projects and when required, supervise auditors to follow sound internal control practices to manage risks appropriately.
- Ability to adapt and meet deadlines on assignment, juggle multiple demands and to work with all types of individuals up to and including the CEO and the Board.
Personal Attributes:
- Flair for excellence, productivity and efficiency.
- Broad-vision with a proactive, resilient and diplomatic approach in handling sensitive issues.
- Sound knowledge of transaction review, general audit and Control,
- Revenue assurance and Risk management.
- Good computer literacy knowledge of MS Word, MS Excel and MS Outlook.
- Ability to communicate effectively, verbally and in writing, to clearly express logically reasoned ideas.
- Ability to think clearly, asses matters quickly and to solve problems with the minimum fuss and time
- Ability to make/take calculated decisions and to think forward and act accordingly.
- Fair knowledge of ACL/SQL for database query.
- Interpersonal relationship management skill, strong drive, ambitious and visionary skills.
- Good understanding of the policies and procedures of effective and efficient financial operations.
- Creative, innovative and a good team player.
- Impeccable personal and corporate relationship management.
- Impeccable skills of general management and financial management.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should:
